ATE Insurance Blog
ATE Insurance Blog
Fixed costs: The future for personal injury litigation and After The Event insurance
31st October, 2016
Earlier this month Lord Justice Jackson was calling again for the extension of the fixed cost regime to all civil litigation cases with a value of less than £250,000. The government has not given a clear response to this proposal,
More...PI reforms ‘put on hold’. Good news for ATE Insurance market
18th October, 2016
In November 2015, the then Chancellor George Osbourne proposed plans for further reform to the Personal Injury sector, including plans to raise the small claims limit to £5,000 and to scrap compensation for soft tissue injuries entirely. The perso
More...After The Event Insurance Product Spotlight: Bespoke ATE Insurance
21st September, 2016
Bespoke ATE Insurance As well as a range of ‘off the peg’ solutions, we also offer Bespoke After The Event Insurance policies for all types of Personal Injury Claims. We pride ourselves on our understanding of the needs of both the s
More...‘Fightback’ in Fundamental Dishonesty Claims: An After The Event Insurers View
19th August, 2016
Fundamental Dishonesty and ATE Insurance The definition of ‘Fundamental Dishonesty’ is a term which has caused difficulty for both claimants and defendants since the advent of s.57 of the Criminal Justice and Courts Act 2015. In the past year, both cl
More..."Exaggeration won’t matter – will it?”
19th August, 2016
After a few helpful recent cases for Claimant’s on the issue of "fundamental dishonesty” the Supreme Court recently gave its decision in the case of Hayward v Zurich Insurance plc [2016] UKSC 48. The Claimant had suffered injury during the course
More..."Whiplash” Numbers in decline
28th July, 2016
It has been reported recently in the legal press that the number of personal injury claims being made is starting to decline, or as one report put it, they are in "freefall”. If taken at face value, these reports would
More...So, "When is it OK to tell a 'collateral' lie?", asks an After the Event Insurance provider.
22nd July, 2016
A collateral lie, what exactly is it? It is an untruth, but one which does not affect the overall validity of the claim made, so said the Supreme Court in a case involved a Dutch cargo ship, which ran into
More...European General Data Protection Regulation (GDPR)
12th May, 2016
It seems that big changes to data protection as we know it are on their way to the UK as after several years of preparation and lobbying, the European Parliament has finally adopted the new European General Data Protection Regulation
More...Hip – Hip - Hypocrisy
18th March, 2016
The budget this week increased IPT from 9.5% to 10%. This latest announcement exposes a deep hypocrisy in government thinking and pronouncements. The best way to spot hypocrisy is normally to ask the right questions, so here are four of
More...Dishonest Deafness Claim Did you Say?
10th March, 2016
To us, as After The Event Insurance providers, It has only been a matter of time before an insurer sought to have a deafness claim thrown out on the grounds of ‘fundamental dishonesty’ and now that has happened. A claim for
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